Car Loans to Be behind the Wheel

Are you looking forward to buying a car? Do you not have enough funds to fulfil your desire? Do away with your worries because car loans can finance your desired car model. Whether you want to buy a new car or you want to upgrade your previous model, MyFinanceCash can help you get off the ground.

Choose us and obtain following benefits:

  • You will get the deal at the most affordable interest rate depending on your credit history. The better you have a credit score, the cheaper interest deal you will get.
  • The disbursal limit varies depending on your affordability.
  • There are no annoying inquiries related to car model and type if the loan is for upgrading it.
  • Car loans offer flexible repayment terms. The earlier you pay your loan, the lower interest you will pay.
  • Loan terms range from 1 year to 5 years.
  • You do not need to secure your asset as your car serves the purpose of collateral.
  • Auto loans are easy to apply as you can use online modes and you do not need to submit several documents.

Eligibility for Car Loans:

We know that how complicated it is to get a direct lender to sign off on your loan application, which is why we follow easy eligibility criteria. The main purpose behind it is to provide financial assistance to as many applicants as we can.

  • You should be at least 18-years-old.
  • You must be a resident.
  • Improving the credit profile
  • You must have your savings account.
  • You must have a stable earning source.

Four Steps to have the loan approved

Getting a loan from us is always easier. How? Just go through below.

The first step is to check your credit report to make sure that it does not have any discrepancies, which can put down your application.

The second step is to use a calculator for car loans in ireland; fill your loan amount, interest rate and tenure. Within a split of a second, you will receive your monthly amortization schedule. It will give you a complete idea about monthly instalments that is adjustable as per your budget.

The third step is to apply for a car loan online and process your documents. We will consider your loan application and documents before disbursing the loan. Interest rates may vary according to your creditworthiness.

The fourth step is, once your application gets approval and you have bought your dream car, you will begin to pay your loan instalments.

Can You Get Car Loans For Bad Credit in Ireland?

Bad credit score is a big hindrance when it comes to taking the loans. Traditional lenders turn down the application as they avoid bearing risk investing money in you and if they approve it, they levy high rates of interest. Alternatively, you can opt for car loan with credit unions in Ireland, but they may not approve your application carrying less-than-stellar credit score.

As a responsible FinTech lender, MyFinanceCash runs a soft credit check, which does not put hard inquiries on your credit report, and disburses you the loan as per your affordability. Our philosophy is all are same and everybody deserves equal opportunity and therefore the interest rate will be more competitive than the market rate without putting an extra burden on your pocket.

If you have experienced any of the issues such as missed credit card bill payment, no or little credit history or not owning a house, we can arrange funds to suit your needs. Car loans with no credit check often come with high rates of interest, but we will provide you with the best deal.

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Three Attributes that Make us Stand Out

We know that you want your car loan quickly disbursed. Being behind the wheel in your own car gives you an immense pleasure and keeping that in mind, we strive to maintain the high standards of our services. These three features help us maintaining the customer loyalty, which is more important than customer's satisfaction.

  • Affordable payments
  • Competitive rates
  • Quick approval

Just 2 Hours and Get Your Loan...

We do not require too much paperwork that is why you can fill your loan application online at any time from any location. Having considered the strength of your income statement, we will immediately credit funds to your bank account. Even if your credit history is not perfect, car loans rate of interest will be much affordable.

So, when are you applying for a car loan in Ireland?


The best way to avail the best offers on car loans is to approach the direct lenders in Ireland. They are flexible to their approach and can consider every application irrespective of credit history. Yes, this is what stays them apart from traditional lenders. In fact, these online lenders like MyFinanceCash are even offering car loans for bad credit in Ireland, and on competitive interest rates.

Of course, Christmas is indeed the best time to purchase your dream car. It has two benefits:

  • You can accomplish your desire and make the day more special for your family.
  • You can take full advantage of the loan schemes that lenders use to bring during the festival. For instance, you can get car loans with no credit check process.
It can be tricky but possible at the same time. First of all, find out a reliable lender that has been maintaining a good record at the marketplace. Then, make sure that lender trusts your repayment capacity that you can show via your full-time or part-time income.
If the borrowed amount is large, then you can get approval on car loans in Ireland by placing collateral or presenting a guarantor.
These tricks may help you in getting car loans on low APRs.

If you are approaching FinTech market in the UK, then you may not have stringent requirements to fulfil while applying for car loans. Still, there are a few of them, such as:

  • You must be an employed person
  • You should borrow amount that you need, not excessively
  • Keep your credit score at fair or good level
  • Collateral may be needed but not mandatory
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